Credit Management

Dukaan AI Smart Khata

Ditch the paper registers. Manage customer credit (udhaar) and payments (jama) with a 100% secure, automated digital ledger.

How it helps

Dukaan AI Smart Khata — How it helps

Send payment links and balance reminders to customers with a single tap.

Customers get a unique link to see their balance and pay you directly via UPI.

Find any customer by name or phone number in seconds instead of flipping pages.

Attach photos of signed slips or physical bills to every khata entry.

Transparent digital records shared with customers prevent manual entry disputes.

Record payments for multiple customers at once during peak evening hours.

Set limits for customers and get alerted when they cross their safe credit level.

Share a professional, itemized monthly statement with your customers on WhatsApp.

Optionally calculate interest on long-overdue payments to improve recovery.

Even if your phone is lost, your entire khata register is safe in our cloud.

Expert answers

Simply open the customer profile and tap 'Send Reminder' to share a professional message.

Yes, every customer has a detailed statement showing every baki and jama entry.

You can attach a photo of the original bill to the entry for instant verification.

No, you can manage thousands of customer accounts without any performance lag.

Yes, you can enable automatic interest calculation for long-overdue credit.

You can start by entering the 'Opening Balance' for each customer in seconds.

Yes, they receive free WhatsApp/SMS notifications for every credit or payment entry.

Yes, it works as a 2-way ledger for any debt or credit relationship.

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Join thousands of Indian shopkeepers using Dukaan AI to manage their business smarter.